Additional Services We Offer

Wire Services

Incoming Wires 

To receive a wire into your PremierOne CU Account:

Wire to: PREMIERONE CREDIT UNION
San Jose, CA
RT# 3211-7687-5

Credit to: Your name and PremierOne CU member number (account number)

Domestic Wires

Please visit your local PremierOne Credit Union Branch to request a new wire transfer. If you need further assistance, please click here to contact us. You can also link your external accounts to initiate one-time or recurring transfers at no charge by logging into eBranch,  then access Transfers > More Actions to get started.

Overdraft Protection

You avoid having insufficient funds in your checking account through overdraft protection. Overdraft protection can be easily set up from another PremierOne CU account to transfer funds to your checking account if needed. For details on this program contact us.

Courtesy Pay

Courtesy Pay is a service offered to eligible members where we may authorize and cover overdrafts on your account, including checks, automatic payment (ACH) transactions, and recurring debit card transactions. At your request, we also authorize and pay everyday debit card purchases and ATM withdrawals.

Overdrafts on your eligible checking account are subject to a limit of $1,000 (including the amount of the overdrawn items and the Courtesy Pay fees). Enrollment in the Courtesy Pay Program is free.

Learn More Opt-in for Courtesy Pay

Direct Deposit

To deposit your paycheck or other checks into your account electronically with direct deposit, provide the PremierOne Credit Union ABA/Routing Number: 321176875, your name, and the account number for the account to which you'd like your funds deposited. For Direct Deposit request, print the form, fill it out, and bring it to any branch or mail to 6640 Via del Oro, San Jose, CA, 95119.

Cashier Checks

Get at least 1 free Cashier’s check per day! For additional Cashier’s check there is a $5 fee, but depending on your relationship they may be free. Visit one of our branches today and speak to a Member Service Representative on how to qualify for free checks.

Please note that if the checks are made from your share account, they can affect the number of overdrafts you are allowed to make on your share draft account, per Federal Regulation D.

Shared Branching

Share branching services offered to guest members:

• Deposits
• Withdrawals by cash ($500 maximum)
• Withdrawal by check up to your credit union's limit
• Account inquiries
• Summary of transactions
• Loan payments
• Loan advances

Note: To conduct any transactions including account inquiries, you must be an identifiable owner on the account.