Visa^® Cards At a Glance

Get the card that's right for you and enjoy the benefits of the Visa^® name and the personal service for which PremierOne Credit Union is known.

Card Comparison

	Visa® Gold Rewards	Visa® Platinum	Visa® Classic
Rate	As low as 15.00%± APR*	As low as 12.90% APR*	As low as 15.90% APR*
Introductory Low Rates	2.99%APR* for 9 months**	1.99%APR* for 9 months**	3.99%APR* for 9 months**
Chip Enabled Card	Yes	Yes	Yes
Issued instantly in branch	Yes	Yes	Yes
uChoose Rewards® with Cash Back	Yes 1 point for every $1 spent.   Earn DOUBLE POINTS on Gas, Groceries and Dining, and earn 500 Bonus Points*** when you register your card in the program!	N/A	N/A
Annual Fee	N/A	N/A	N/A
Travel Protection Package	Yes	Yes	N/A
Emergency Medical & Dental Coverage	Yes	Yes	N/A
Zero Liability	Yes	Yes	Yes
Worldwide Acceptance	Yes	Yes	Yes
Cash Advance Fee	3.50%	3.50%	3.50%
Balance Transfer Fee	3.50%	3.50%	3.50%
	Learn More	Learn More	Learn More

Gold Rewards Credit Card

The Gold Card offers great benefits and rewards you for every purchase. Simply use your PremierOne Credit Union Visa® Gold Card to make a purchase anywhere, and you'll earn points per dollar spent when you shop for everyday needs and more. Use your card at the participating retailers listed on the uChoose Rewards® website, and earn even more points!

Earn 500 Bonus Points*** when you register your Visa® Gold credit card in uChooseRewards.com Earn DOUBLE POINTS on Gas, Groceries and Dining!***  uChoose Rewards® that earns you 1 point for every $1 spent on purchases and many other benefits. Redeem points for great rewards--including cash, merchandise, travel, gift cards, and activities! View the catalog for a sample of redeemable merchandise, or visit uChooseRewards.com to see more.   Program offers Cash Back  Chip enabled — offering the latest in theft protection Introductory rate of 2.99%APR* for 9 months on Purchases and Balance Transfers**, after the 9 months your rate will be variable   Limits up to $25,000.00 24-hour toll free travel/emergency assistance services  Zero Liability Auto rental insurance Travel accident insurance Purchase security Warranty manager service Apply NowRatesuChoose Rewards®

Platinum Credit Card

The Platinum card provides you our best rate and buying power.

• Chip enabled — offering the latest in theft protection
• Introductory rate of 1.99%APR* for 9 months on Purchases and Balance Transfers**
• Limits up to $25,000.00
• Travel Protection Package
• Lost luggage reimbursement
• Emergency Medical and Dental Coverage
• Zero Liability 

Apply Now Rates

Classic Credit Card

This credit card is perfect for first time borrowers or those repairing their credit.

• Chip enabled — offering the latest in theft protection
• Introductory rate of 3.99%APR* for 9 months on Purchases and Balance Transfers**
• Option to apply for a Secure card using your own funds- ask how we can help!

 Apply NowRates

 ±Variable rate offered determined by individual credit score. As low as rate includes a credit score of 760 or above.
*APR = Annual Percentage Rate. Rates and terms are subject to change without notice. Some restrictions may apply. All loans are subject to credit approval. For more information call 408.524.4500 or visit premieronecu.org. **Introductory rates apply for purchases and Balance Transfers. ***The 500 Card Registration Bonus will be credited to the account at the beginning of the month following registration, and is limited to the first card registering on an account. uChoose Rewards is a Registered Trademark of Fiserv, Inc. Gas purchases at warehouse and membership clubs, grocery stores, car washes, auto repair stores, and superstores that sell gasoline may not be coded as gas stations and may not be eligible for this offer. Grocery purchases at warehouse and membership clubs, convenience stores, and superstores that sell groceries may not be coded as grocery stores and may not be eligible for this offer.