Why wait for payday when you can get your money earlier?
Enroll in Direct Deposit Today!
Direct Deposits Benefits:
- Convenience – No need to visit a branch or cash a check; your money is automatically deposited into your account.
- Faster Access to Funds – Funds are typically available sooner than paper checks, sometimes even early.
- Security – Reduces the risk of lost or stolen checks.
- Reliability – Ensures you get paid on time, even on holidays or during emergencies.
- Eco-Friendly – Reduces paper waste and transportation-related carbon footprints.
Accept this offer today! Schedule an Appointment
FAQ's
What is considered a qualifying direct deposit?
- An ACH/electronic deposit of funds from an employer’s payroll provider.
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How do I set up direct deposit?
- Confirm with your employer if they have an online enrollment process or a form.
- If not, you can use our form! Complete this form and submit to your employer’s payroll provider. Direct Deposit Form
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What information do I need to set up direct deposit?
- Name of financial institution. PremierOne Credit Union
- The type of bank account. You'll need to list whether it's a checking or savings account.
- Account number. This sequence of numbers identifies your specific bank account. It's unique and only used by your account.
- For your PremierOne CU checking account, this is the 13-digit number found on the bottom of your checks or listed in Digital Banking > Account Details > MICR ACCOUNT#
- For your PremierOne CU savings account, this can be found on your statement or listed in Digital Banking > Account Details (ex. 12345-0001)
- Routing number. 321176875
- Your Social Security number. Employers typically ask for a Social Security number to verify your identity.
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Is there a way to check direct deposit status?
- Simply log into Digital Banking via the mobile app or online (link) and review your account transaction history. Depending on when payment was sent, your money could show as credited or as a pending credit.
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How long does it take to set up direct deposit?
- It can take one to two pay periods before your employer sets you up in the direct deposit system. Some process faster than others. Until then, you'd continue receiving your pay by paper check or other method you already use.
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How do I update my direct deposit information?
- Contact employer’s payroll department and let them know you want to change your direct deposit information. They'll ask for the new bank information to change your direct deposit.
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How will I get paid the promotional incentive?
- Your account will be reviewed after the end of each calendar month following your offer acceptance.
- If direct deposit of at least $500 has posted during the calendar month, a $50 credit will be posted as a bonus dividend for the qualifying month.
- The above process will continue for up to a total of 3 months, for total credits up to $150.
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When does this promotion end?
- The offer ends on 6/30/25, and direct deposits must be posted by 9/30/25 in order to receive the incentive credit.
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Do employees qualify for this promotion?
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*The direct deposit payroll offer does not apply to existing direct deposits and will be paid in 3 to 4 business days after the end of the month in which the direct deposit is posted. Deposits must be at least $500 per month. If qualified, the incentive deposit will be credited as a dividend bonus which may be taxable. Early access to direct deposit funds depends on the time of the submission of the payment file from the payer. The credit union generally makes these funds available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date. Excludes weekends and holidays. The member account must be in good standing and the information provided on the ACH file must be correct for the deposit to post early. Does not apply to ACH debits. Direct deposit offer is valid until 6/30/2025 and the direct deposit must be posted by 9/30/2025. Not all direct deposits will qualify for early direct deposit payment. Offer is subject to change or withdrawal without notice. Please visit our website for details. Offer not valid for Credit Union employees.
